Every charge → paid within a weekTreat it like debit
Swipe for the points. Pay like it's cash. Your statement shows up already handled.
A rules engine for your credit cards
Autopay
with opinions.
Squash pays your credit cards on rules you set. Coffee gets paid off this week. The couch gets paid off over a month. The shared card gets split with your roommate.
Your card's autopay
- Runs once a month.
- Pays the minimum or the statement.
- Has exactly one setting.
Squash
- Runs whenever your rules say.
- Pays any amount, split any way.
- Has opinions about every card you own.
- It's not a new credit card or a loan.
Pick a rule. Or all four.
Each rule decides how much to pay, from which account and over how many payments. Stack them however you like.
Over $400 → 4 paymentsSkip the BNPL app
Split big purchases on the card you already have. No new loan. No new account at checkout. Payments finish before your due date, so interest never gets a vote.
Shared card → 50/50Split the shared card
One card. Two people. Each of you pays a share from your own bank. Nobody sends the awkward “you owe me” text.
Balance over $500 → pay to $200Keep your balance low
Set a ceiling for each card. When you cross it, Squash pays it back down. Your statement shows the small number.
How it works
- 1
Connect
Link your checking account and cards through Plaid. We never see your bank login.
- 2
Set your rules
Start from a template or write your own. Change them whenever your life does.
- 3
Stop thinking about it
Squash sends payments from your bank to your cards on schedule. You get a heads up before each one.
Fair questions
Is this a loan?+
No. Squash never lends you money. It pays the card you already have with money you already have.
My card already has autopay. Why bother?+
Card autopay runs once a month. It pays the minimum or the statement balance. Squash pays when your rules say, in the amounts they say, across every card.
Could it overdraw my checking account?+
Squash checks your balance before every payment. Anything that would leave you too low waits.
Which cards will work?+
We're starting with major US credit cards. The waitlist helps us decide which issuers come first.
What will it cost?+
Pricing isn't set yet. The waitlist hears about it before anyone else.
When can I use it?+
We're building it now. We'll email the waitlist as spots open up.